PRESIDENT OF THE RETIREMENT ADVOCATE

The world of finance and investments is complicated yet crucial.  What we do with our money is intensely personal, but frankly it’s one of the areas of our life in which we truly need assistance.

Over the years, I have found the relationship people have with someone offering financial advice should become quite special.  You’ve probably heard the phrase – know, like and trust.  For an individual to follow another’s financial advice, those three components should be in place.  With this thought in mind, I believe it would be helpful for you to learn a little bit about me.  Providing financial advice is more than just my job.  The desire for true understanding of wealth accumulation and preservation goes back to my childhood.

Throughout a thirty year span as a business consultant, I provided analysis and guidance in twenty different industries.  As I reflect on those years, I recall my emphasis on how to examine all the factors that are important at various stages of business growth, followed by plotting the most appropriate course of action.  It’s a lesson I’ve carried with me into the retirement income planning and asset management industry.

The tremendous losses most Americans experienced during the decade from 2000 to 2010, when the average investor lost more than 45% of their investments, twice, was devastating, not only for the current generation but for future generations as well.  Most individuals will never recover from those losses, which by the way, should never have happened.

I believe that one’s work should reflect one’s passion.  And for me, my passion has always been mapping out predictable financial strategies for production, profitability, and safety, and it remains so to this day.

As the founder and President of The Retirement Advocate, I focus on one purpose – to help people discover their optimal individual retirement income strategy.  This means taking into consideration income, asset protection, potential growth, taxes, and estate planning, along with the guidance to learn ways to make informed financial decisions on your own.

We invite you to take a look at a few of our presentations.  Then call our office and let us schedule a time to get to know one another.  There is a good chance that we will like one another.  After our introduction, we’re confident you will understand why many others believe in our approach to retirement income planning – know, like, and trust.

The world of finance and investments is complicated yet crucial. What we do with our money is intensely personal but frankly it’s one of the areas of our life in which we most need assistance and help.

What I have found over the years is that the relationship people have with someone offering financial advice should become quite special. You’ve probably heard the phrase… know, like and trust. For an individual to follow another’s financial advice, those three components should be in place. With this thought in mind, it would be helpful and interesting for you to learn a little bit about where I have come from. Providing financial advice is more than just a job, it is an interest, a passion, which goes back to my childhood.

My initial interest in finances began from my parents. Both experienced the hardships of growing up during the great depression of the 30’s and early 40’s. My parents instilled in us a strong work ethic and an appreciation for the value of a dollar.

Some of my earliest memories of these life lessons are of selling cookies and fudge door to door at the age of 5, soon followed by cleaning house for our grandparents, and at age 9, starting a lawn service business with my older brother, which I continued throughout high school. In addition to yard maintenance, I worked 7 days a week, summers and after school for a veterinarian from the 8th grade until leaving home for college. During my off-quarters in college I loaded trucks to help with expenses.

In addition to financial responsibility, my parents emphasized academic excellence in school and encouraged other character building activities at church and in Boy Scouts.  I built a Soap Box Derby, winning first runner up in South Carolina and I earned 63 merit badges in Boy Scouts, as well as God & Country, and achievement of the levels of Eagle Scout and Brotherhood in the Order of the Arrow.

These life lessons built the foundations of my life-long emphasis on taking responsibility and being productivity.

When it came time for college I considered a number of different schools, one of the advantages of attending Georgia Southern College and soon to be University, was their top rating for quality of education at an affordable price. Knowing my parents would soon have the financial strain of college tuitions for three children, I felt attending GSC to be financially responsible. 

While I was enrolled in Georgia Southern’s highly-rated premed program, I maintained a Deans List average during my last three years. By adding educational courses, I received a BS in Education with certifications in the fields of Biology, Chemistry, Physics, and Mathematics.

My creative and entrepreneurial interests, along with my drive to achieve, led me toward the corporate world of sales, marketing and management.  Upon graduation from college, I was hired as a regional sales representative for a struggling garment manufacturer, with the explicit instruction to analyze the viability of servicing the career-apparel markets within banking, real estate, airlines, hospitality and tourism.  Within a few years I had achieved the level of top sales producer, was promoted to National Sales Director, and had helped a near bankrupt manufacturer become a dominant player in their industry.

Throughout a thirty year span as a business consultant, I provided analysis and guidance in twenty different industries.  My diverse consultation experiences include:  national food distributor; distributor of Haworth Office Systems; national artist supply importer; premier FCC cellular licensing firm; mountain lake community development; regional expansion of a mortgage brokerage firm; and the launch of two major data-mining and storage platforms.  As I reflect on those years, I recall my emphasis on how to examine all the factors that are important at various stages of business growth, followed by plotting the most appropriate course of action.  It’s a lesson I’ve carried with me into the retirement income planning and asset management industry.

The tremendous losses most Americans experienced during the decade from 2000 to 2010, when the average investor lost more than 45% of their investments, twice, was devastating, not only for the current generation but for future generations as well.  Most individuals will never recover from those losses, which by the way, should never have happened.

I believe that one’s work should reflect one’s passion.  And for me, my passion has always been mapping out predictable financial strategies for production, profitability, and safety, and it remains so to this day.  I turned my analytical and strategic planning experience to the arena of retirement income planning.  I discovered that investment planning and retirement income planning are not the same thing!

As the founder and President of The Retirement Advocate, I focus on one purpose – to help people discover their optimal individual retirement income strategy.  That means taking into consideration income, asset protection, potential growth, taxes, and estate planning, along with the guidance to learn ways to make informed financial decisions on your own.

We invite you to take a look at a few of our presentations.  Then call our office and let us schedule a time to get to know one another. There is a good chance that we will like each other.  After our introduction, we’re confident you will understand why many others believe in our approach to retirement income planning – know, like, and trust.

Email Address bob@theretirementadvocate.com

Contact Number: (828) 808-5999